Pros
If you need to fill in a blank period on your resume, you can claim employment by these folks. Job requirements are minimal - they will find your resume if its posted on any job site. Just agree to purchase their "training" for $99 and you'll become an "employee". Then, you can "work from home" and set your own hours, leaving you free to look for a legitimate job. If you "miss" this opportunity, fear not - they will spam you many times with renewed offers.
Kontras
Ignore the "location" field for this company - they are pure vaporware. Harvard Risk Management is actually a front for LegalShield, which is a slightly less fraudulent company. At least they have real foundation and service offering. But they can't be too honest if they use "Harvard Risk Management" as their shill. Their shill, Harvard Risk Management, appears to make most of their money from two sources: (1) selling training, (2) getting their employees to sell LegalShield services to their family and friends. The actual service is of dubious value to most people, and when you run out of family and friends, it will be a tough sell. That's when you are promoted to "manager" and get to recruit new employees who will pay for the training program. $99 is but the entry fee... more training will follow, with additional costs. The idea is to convince the scammees to throw good money after bad with the promise of increases sales of the LegalShield services that few people need or want. "Training" consists of sales pitches to incite fear of imminent legal problems in sales prospects for which they will need legal advice. Alas, the one company that has all the legal advice they need to stay in business is Harvard Risk Management. They probably called Saul.